Quarrystone Loans, a small-business funding broker in Sumter, South Carolina, works with owners in Manning, SC by phone and online from 3 N Main St in Sumter. ZIP 29102 had 332 employer establishments in 2023, led by retail and food service. Approval, rates and terms rest with lending partners.
| County | Clarendon County, SC |
|---|---|
| Straight-line distance | About 17 miles SSE of Sumter, SC |
| ZIP 29102 employer establishments | ZBP 2023 count: 332 |
| Under five employees | 48.2% of them, ZBP 2023 |
| Top sector by count in ZIP 29102 | Retail, 73 employer establishments |
Manning, SC in Clarendon County, SC
Manning is a city in Clarendon County, about 17 miles south-southeast of Sumter, SC in a straight line. Sitting outside Sumter County, Manning is not described by the Sumter County figures elsewhere on this site. The figures below are for ZIP code 29102, the postal code that carries the Manning name.
ZIP 29102 is much larger than the city. Manning covers only about 1.2 percent of the ZIP's land (Census 2020 ZCTA-to-place relationship file), so the counts include businesses with Manning addresses well outside the city limits.
ZIP 29102 employer counts for the Manning, SC area
ZIP 29102 had 332 employer establishments in 2023, employing 4,874 people in the March pay period, with an annual payroll of about $188.2 million; 48.2 percent had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
| Sector | Establishments | Portion with fewer than five staff |
|---|---|---|
| Retail trade | 73 | 41.1% |
| Accommodation and food services | 39 | 30.8% |
| Other services | 37 | 70.3% |
| Health care and social assistance | 35 | 31.4% |
| Finance and insurance | 26 | 80.8% |
| Professional, scientific and technical services | 22 | 40.9% |
| Construction | 20 | 55.0% |
Matching the Manning, SC mix to funding types
A ZIP led by stores and food service tends to raise a familiar set of questions. These are the structures that usually answer them:
- Stores (73 establishments). Stock purchases suit inventory financing; fixtures and registers suit equipment financing.
- Restaurants and lodging (39). Kitchen equipment, refits and a cushion for slow weeks; equipment financing or a line of credit.
- Clinics and care providers (35). Equipment and build-outs, often over longer terms.
- Contractors (20). Machines and payroll while waiting on draws; equipment financing or working capital.
If a card-processing company offers a merchant cash advance, remember that a merchant cash advance is not a loan. Compare its total cost with a loan or line before signing.
Business licenses in Manning, SC
Ask the city whether a municipal business license applies to an address inside Manning city limits, and ask Clarendon County about an address outside them. Lending partners often ask for a current license, and the legal name on it should match your bank account.
Working with Quarrystone in Sumter, SC
Owners in Manning reach Quarrystone Loans by phone at (803) 592-0596 or through the short online form; most of the work happens by phone. For the first call, know what the money is for, roughly what it costs and which income will pay it back; partners ask for statements and quotes later. Our Sumter, SC page describes the office area, and the communities list covers the other nearby towns.
Manning, SC sectors our partners fund
Our lending partners have confirmed they fund contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock, and Quarrystone Loans works with businesses like these in Manning, SC. Each partner still decides case by case.
Documents to have ready
- The last three to six months of business bank statements
- Your most recent business tax return
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- A driver's license or passport for each owner
- Your articles of organization or incorporation and the EIN letter
- A list of existing business debts and payments
Partners differ in what they request; this list covers the usual ground. See the document guide for what each item shows a partner.
What happens after you reach out
- You call (803) 592-0596 or send the short form (name, contact details and business name). When we speak, we ask what the money is for, how long you have been in business and roughly what the business brings in.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Our address: 3 N Main St, Sumter, SC 29150.
By Quarrystone Loans · Updated